Chapter 7 Bankruptcy Lawyer in Jupiter, FL
Chapter 7 bankruptcy is often called “liquidation” bankruptcy, as the process involves selling certain property to pay back creditors. It is commonly used by individuals and small-business owners who are saddled with overwhelming unsecured debts. Unsecured debts include credit card debt, medical debt, past-due utility bills, and unpaid balances on past repossessions.
Debts that are most commonly not dischargeable in Chapter 7 bankruptcy include:
- Student loans
- Tax liens
- Child support and alimony
As your legal representative, our Chapter 7 bankruptcy lawyer, Michael A. Gort, can work to have as many of these remaining debts canceled as possible. By doing so, we will help provide you with a fresh financial start, free from the stress of unmanageable debt.
For your initial consultation, call us at (561) 778-7047 or reach out using our online form.
-
Mr Gort was always available within 24 or less to speak to us! Guided us through a difficult time and handled us professional and kindly at all times. My husband and I recommend him highly!- Donna G.
-
Mr. Gort did a stellar job in my representation. His legal knowledge combined with his compassion and empathy made the journey through my legal matter maneuverable with the best resolution possible.- Former Client
-
Mike helped me resolve a serious real estate financial matter and he was invaluable to me in developing of my (now public) company. His experience and business knowledge complement his legal training beautifully!- Roy W.
-
Mike is my go-to guy for all bankruptcy and debtor/creditor issues in my divorce and immigration practice. Knowledgeable, experienced and professional; I cannot recommend him highly enough.- Former Client
-
We were more than pleased with Michael - he was attentive and professional in every way. We won our case hands down and we owe it all to Michael. He did a fantastic job for us.- Former Client
-
Mr. Gort did a superb and comprehensive job while representing me during my legal matter. He was not only completely astute and knowledgeable when it came to the law, he was very forthright and compassionate.- Former Client
-
Mr. Gort is extremely knowledgeable and took the time to work on our matter. We were able to easily get in contact with him and feel that he really cares about the people who he represents.- Former Client
-
Mr. Gort is a consummate professional. He takes the time to listen to your needs, review your case thoroughly, and present factual scenarios/possible outcomes based on case law & reality.- Donna B.
Step Four: Attending the Meeting of Creditors
A few weeks after you submit the bankruptcy forms to the court, we will arrange a formal meeting between you and the Chapter 7 trustee assigned to your case. Individual creditors who are informed that you filed for bankruptcy are also welcome to attend this “meeting of the creditors.”
Our attorneys will be present during this meeting, during which the trustee will review your bankruptcy petition and ask you questions about your financial situation.
Step Five: Completed the Debt Education Course
Federal bankruptcy laws require that you complete your debtor education course within 45 days of meeting with the creditors.
Step Six: Discharging the Debt
After all the necessary papers are filed, the bankruptcy court will issue a no-lien discharge order that releases you from all obligations to the discharged debts.
Most individuals or small-business owners who file for Chapter 7 do not own property or assets that are potentially eligible to be liquidated. There are also several exemptions in place that many of our clients meet, including homestead exemptions that protect their residential properties.
Can I File Chapter 7 After Filing Another Form of Bankruptcy?
If you previously received a discharge in debt from a petition filed under Chapter 7 or 11, you may not file a second bankruptcy case before a certain amount of time has passed.
Your eligibility to file for a second bankruptcy case will depend on the type of Chapter case you filed beforehand, as well as the type of case you are looking to file currently.
If this situation arises, you can trust that our attorney can counsel you on the best course of action, which may involve the conversion of your most current Chapter case.
Obtain Sound Legal Guidance Today
If you are interested in pursuing a bankruptcy filing, let Gort Law guide you. Our attorney is focused exclusively on bankruptcy law, and we know how to help you achieve freedom from unsecured debts.
Scheduled a one-to-one consultation with a Chapter 7 bankruptcy attorney in Jupiter by calling us at (561) 778-7047. We also represent clients located in Palm Beach Gardens, Fort Pierce, Port St. Lucie, and Indian River County.
-
No need to travel. Our virtual consultations make it easy to connect with us and discuss your legal matters from anywhere.
-
With a long history of successes across multiple fields, we offer well-rounded solutions for your legal needs.
-
Experience legal services tailored just for you. At Gort Law, we customize our approach to meet your case's unique needs.
-
Join the wealth of satisfied clients we've helped. Our extensive experience speaks for itself.